When you start receiving rent in the UK, you’re taxed not on the cash hitting your account but on your rental profit, worked out under specific HMRC rules. You’ll need to understand what counts as rental income, which expenses you can claim, and how the 20% finance cost credit works in place of full mortgage […]
Your property deal can look profitable on a spreadsheet, yet tax can quietly wipe out most of your real yield. Every stage is hit: stamp duty on entry, income tax on rents, Section 24 on mortgage interest, CGT on exit, and possibly IHT on death. The structure you choose, your gearing level, and how you […]
